Healthcare Options in Early Retirement

For people who want to retire early there is a long list of factors to consider before making it official. Finding a solution for health insurance before you become Medicare eligible at age 65 is close to the top of the list. Below are a few options to explore. The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 provides workers and their families who terminate employment with a covered employer the ability to continue their health insurance for up to eighteen months after employment ends. Retiring at age 63.5 means retirees could continue their coverage until Medicare kicks in at age 65. If your spouse continues to work you may be eligible to be added to their policy. If avai

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