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May 18, 2016

Parents often ask me how to teach their kids to manage their money.  My answer is simple.  No mater your age, people learn best by doing, not lectures.  The best action parents can take is to facilitate a safe environment where your children make age appropriate financ...

March 16, 2016

Many from Generation X have quietly waited their turn in the shadow of Baby Boomers.  But, the Millennials showed up on the scene and now they seem to get all the attention.  Even the financial industry is leap frogging over Generation X by shifting their services to b...

February 11, 2016

Debt-free home ownership is a long held financial goal for many Americans.  New homeowners are ingrained with the rule you must pay down your mortgage as soon as possible.  And, paying off the mortgage is typically a high priority goal for most retirees.  But, with the...

January 5, 2016

If you are like most from Generation X, it seems like just yesterday you were attending your favorite movie as a teenager.  Top Gun, Ferris Bueller’s Day Off, and the Karate Kid 2 (not 1, but 2!) debuted in 1986.  You may remember the cost of a movie ticket was about $...

October 7, 2015

According to the Transamerica Center for Retirement Studies, 90% of stay-at-home parents are married, cohabitating, or in some sort of partnership. Of all stay-at-home parents, around half do not have any sort of financial retirement savings in place. 

A fairly simple w...

September 8, 2015

Getting started as an investor may seem daunting when just starting out after college with student loan debt and bills piling up.  There can be a tug-of-war between saving for short-term emergencies versus repaying student loan debt versus paying your monthly bills and...

September 1, 2015

The ABLE act (Achieving a Better Life Experience) was signed into Federal law at the end of 2014 and brings with it a new savings vehicle for families with disabled children or adults.  The act amends the current 529 college savings plan to include tax-exempt 529A savi...

August 27, 2015

Many retirees worry about the rising costs and uncertainty of accessibility to healthcare services, especially people who retire before Medicare begins at age 65.  The Centers for Medicare and Medicaid Services estimate the cost of healthcare has been increasing at 6.5...

August 7, 2015

Each year Morningstar researches and ranks college 529 plans across the nation. For people who live in Iowa, it is good to know that while the College Savings Iowa 529 Plan did not achieve the highest gold level ranking, it did receive a high bronze rating. 

Iowa’s 529...

July 21, 2015

Millennials now outnumber every other generation in terms of number of workers in the workforce. However, the split is still close among Millennials, Generation X, and Boomers. If you would like to read more on this topic check out this Pew Research Center article.

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